Medical and hospital costs following sudden accidents
The listed medical benefit is for sudden accidents outside Iraq. Do not assume that it covers every illness or medical expense.
Travel Insurance
Explore travel insurance with Safrat. Compare benefits, limits and geographical cover for your destination and travel dates before choosing a policy.
Explore travel insurance with Safrat. Compare benefits, limits and geographical cover for your destination and travel dates before choosing a policy.
Flight
Hotel
Visa
eSIM
CIP
Insurance
Flight
Hotel
Visa
eSIM
CIP
Insurance
Single
Up to 7 days
1 Passenger
Plans you can buy
Your guide to choosing travel insurance
Choose cover for the journey you are taking
Whether you are travelling for leisure, business or a family visit, start with your destinations and dates, then compare policy details. Travel insurance can reduce the financial impact of certain unexpected events, subject to the benefits, limits and exclusions in your policy.
Why consider travel insurance?
An unexpected accident or lost baggage can add costs and disruption to a trip. A suitable policy helps you prepare for the risks it covers. It does not guarantee compensation for every unexpected event.
Benefits listed in the available plans
The current plan cards list the following benefits. Each remains subject to its own limits and eligibility conditions. Read the policy wording before paying.
Loss of passport
Check the benefit limit and the documents required to establish a loss.
Loss of baggage
Review the compensation limit, exclusions and supporting documents required for a claim.
COVID-19 treatment and hospital costs
The listed benefit concerns treatment and hospital costs; check the conditions and limits that apply.
Repatriation of remains after a fatal accident
The listed benefit concerns a fatal accident and coffin costs. It does not establish emergency medical evacuation cover for other situations.
What to check before you buy
Compare plans using the same travel dates, destinations and traveller details. Price alone does not establish whether a policy meets your needs.
Destinations and residence
Make sure every country on your itinerary is covered. Check residence exclusions and any geographical restrictions.
Dates and eligibility
Check the start and end of cover, traveller age, permitted activities and any conditions for business travel.
Limits and exclusions
Check benefit limits, excesses and pre-existing conditions. Ask specifically about sudden illness, medical evacuation, trip cancellation, delays and personal liability; treat them as included only when the policy says so.
Cancellation and claims
Read the policy cancellation terms before purchase. Keep your policy number, assistance contacts, receipts and required supporting documents.
International travel insurance
Choosing insurance for travel outside your country of residence depends on your destination, trip length, activities and required benefits. For a multi-country trip, check that the geographical cover and policy dates match your entire itinerary.
Travel insurance for a Schengen visa
Travel medical insurance is a required document for a Schengen visa application. The European Commission identifies emergency medical care, hospitalisation and repatriation, including in the event of death, among the required areas of cover, subject to the applicable application requirements.
How to buy travel insurance with Safrat
Choose your destination
Select the country or countries on your itinerary.
Enter travel details
Provide accurate travel dates and the required traveller information.
Review plans
Compare benefits, limits, eligibility and the policy conditions.
Complete your purchase
Check your details and the final price before paying.
Receive your policy
Issuance and delivery follow the selected plan's process. Check the policy details and keep a copy.
Why use Safrat?
Options in one place
Explore the available plans and review their details before choosing.
A trip-based choice
Start with your destination, travel dates and traveller details.
Help with your purchase
Contact Safrat for purchase questions. Emergency assistance and claims follow the insurer's instructions in your policy.
Travel insurance FAQs
What is travel insurance?
Travel insurance provides financial protection against certain accidents and travel risks, within the benefits, limits and exclusions stated in your policy. Not every unexpected event is covered.
Is travel insurance required for international travel?
Not for every destination. Some destinations and visa categories, including Schengen visa applications, require compliant travel medical insurance. Check the requirements for your destination and application before buying.
Does it cover medical emergencies?
This depends on the policy. The benefits currently displayed include medical and hospital costs from sudden accidents outside Iraq, and COVID-19 treatment. Do not assume that all illnesses or medical conditions are included without checking the policy wording.
Can I use one policy in multiple countries?
Only when its geographical coverage includes every destination on your trip and its dates cover your travel period. Check the country list, residence exclusions and any other restrictions before choosing.
Are pre-existing medical conditions covered?
The plan name does not establish this. Review the exclusions and disclosure requirements, and provide the medical information requested during the application. Any special cover must be stated in the policy.
What should I do if I need assistance or want to make a claim?
Follow the emergency assistance and claims instructions in your policy. The current provider guide asks you to contact Almaseer as soon as possible for a covered incident, with your policy number, personal details, what happened and where you are, plus medical reports, invoices and supporting documents. Keep the contact details supplied with your policy.
Can I buy cover for a business trip?
This depends on the plan's eligibility and permitted activities. Check that your type of business travel and planned activities are allowed before paying.
Are all travel insurance plans the same?
No. Territory, currency, benefit limits, eligibility, exclusions and duration can differ. Compare the plan details and review policy cancellation and claims conditions before buying.
Prepare the rest of your journey
Travel with confidence
Review the available plans and choose a policy for your destination and needs after checking its conditions and exclusions.
Important notice: Safrat acts as an intermediary in the sale of travel insurance. Policies are issued by the relevant insurance provider. Coverage, policy terms, exclusions, claims assessment and compensation are subject to the issued policy and are handled by the insurance provider.